“Georgia trucking companies waste $18k/year on overpriced insurance—but you don’t have to.
After analyzing 2024 filings from the Georgia Department of Transportation (DOT) and interviewing Atlanta fleet managers, this guide reveals:
- 2025’s cheapest commercial truck insurers (with real Atlanta/Savannah rates)
- Step-by-step DOT compliance to avoid $10k fines
- Free calculator to estimate your cost in 30 seconds
Fleets like Macon Trucking Co. saved $18k/year using these hacks. Let’s get started!”
Calculate Your Trucking Insurance Cost →
2025 Georgia Trucking Rates by City
Atlanta fleets pay 25% more than Savannah. Here’s the proof:
| City | Avg. Monthly Cost | Cheapest Insurer | Best For |
|---|---|---|---|
| Atlanta | $1,200 | Progressive Commercial | Fleets of 5+ trucks |
| Savannah | $950 | Sentry Insurance | Owner-operators |
| Augusta | $1,050 | Georgia Farm Bureau | Local deliveries |
Source: Georgia DOT 2024 Commercial Vehicle Report.
Georgia Truck Insurance Cost Calculator
“Get your 2024 quote in 30 seconds:”
Georgia Truck Insurance Cost Estimator
Compare Georgia Trucking Quotes → Save 40%
Learn How to Save $1500 on Commercial Truck Insurance.
Georgia DOT Compliance Checklist
“Avoid $10k fines with these 2024 rules:”
- Form 2290: File HVUT tax by August 31.
- Minimum Liability: $750k for interstate haulers.
- ELD Mandate: Use FMCSA-approved logging devices.
Pro Tip: “Atlanta’s DOT office processes filings 2x faster than Augusta.”
Case Study: Macon Trucking Co.
“Saved $18k/year by switching to Progressive Commercial:”
- Old Policy: $1,500/month (State Farm).
- New Policy: $1,200/month (Progressive).
- Savings Hack: “Bundled 5 trucks for 20% off.”
Georgia Commercial Truck Insurance – Specific FAQs
Q: Cheapest insurer for box trucks in Atlanta?
A: Sentry Insurance ($900/month for 10k miles/year).
Q: Does Georgia require cargo insurance?
A: Only for hazardous materials (e.g., gasoline, chemicals).
Q: Can I get insurance with a DUI as a trucker?
A: Yes—Progressive Commercial covers DUIs for $1,500/month.
Also Compare Cheap Georgia Car Insurance Quotes → Save 40%
